Groundworkers in Swansea: that 20% isn't your tax bill
Plant hire, diesel and heavy materials all come off your taxable profit first. Check what you're owed in 60 seconds, free.
- Conservative, accountant-set rules
- Fixed fee
- Refund to your account
- Free to check
What groundworkers can claim
The everyday costs of being on the tools come off your taxable profit, and most of these get missed. That’s where your refund hides.
Van, fuel & mileage
Running a van between sites, or mileage in your own vehicle.
Plant & tool hire
Excavators, compactors, breakers and other plant you hired.
Materials you fronted
Aggregate, pipe, concrete and sundries you paid for up front.
Workwear & PPE
Boots, gloves, hi-vis and wet-weather gear.
Training & cards
CPCS/NPORS plant tickets and CSCS card.
Phone, internet & admin
The work share of your phone and broadband, plus accounting software.
Use of home as office
A reasonable allowance for quoting, invoicing and paperwork done from home.
A worked example
Say you were paid £38,000 over the year as a groundworker, with CIS deducted at the standard 20% and a typical groundworker expense profile. Here’s roughly how it works out.
- Paid before deductions
- £38,000
- Expenses (trade avg)
- £9,500
- Profit
- £28,500
- Tax-free allowance
- −£12,570
- Taxable income
- £15,930
- Tax + NIC due
- £4,142
- CIS deducted
- £7,600
- Estimated refund
- £3,112–£3,804
Estimate: confirm before you file. Illustrative figures for a £38,000 year. Your real numbers will differ. Not a guarantee. You can also claim free at gov.uk.
CIS refunds in Swansea
Swansea's work sits between the city centre and the coast, with refurbishment and housing running through both. A lot of the subbies here come down from the valleys, so the travel is built into the job whether anyone pays for it or not.
Housing, schools and road schemes from Cardiff up to Wrexham keep plenty of subcontractors busy in Wales. Most are CIS-registered, so the contractor takes 20% off their labour before they are paid — an advance payment towards the tax bill, not the bill itself.
Other areas in Wales
Not a groundworker?
Same calculator, same Swansea: pick the trade that fits.
How it works
You stay in control the whole way: we do the digging and the paperwork, you file your own claim.
- 1
Check your number
Tell us what you usually get paid a month and see what you could be owed: free, in about a minute, no sign-up to see your estimate.
- 2
Sign up free
Like your number? Leave your details and we'll set you up. No card, no commitment. Checking your estimate is free, and you only pay if we prepare your return.
- 3
Upload your statements
Send us your bank statements and our AI will read every transaction to find the expenses you can claim. Both the AI review and a one-tap UK Open Banking connection are coming soon.
- 4
Refund to your account
You file your own claim and HMRC pays the refund straight into your account. We charge a fixed fee when we hand you the finished return, never a cut of your refund.
Questions, answered
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