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CIS refund · any other trade · Durham

CIS subbies in Durham: that 20% isn't your tax bill

Typical refund£2,000–£3,000

Scaffolder, plasterer, window fitter: if CIS came off your labour, you've likely overpaid. Check what you're owed in 60 seconds, free.

  1. 1Estimate
  2. 2Documents
  3. 3AI review
  4. 4Questions
  5. 5Form

Answer one question and we'll show you what your refund could be worth.

Your CIS refund estimate

What actually lands in your bank, after CIS comes off

Not a guarantee. You can also claim free at gov.uk.

What subcontractors can claim

The everyday costs of being on the tools come off your taxable profit, and most of these get missed. That’s where your refund hides.

A worked example

Say you were paid £38,000 over the year as a subcontractor, with CIS deducted at the standard 20% and a typical subcontractor expense profile. Here’s roughly how it works out.

Paid before deductions
£38,000
Expenses (trade avg)
£9,500
Profit
£28,500
Tax-free allowance
−£12,570
Taxable income
£15,930
Tax + NIC due
£4,142
CIS deducted
£7,600
Estimated refund
£3,112–£3,804

Estimate: confirm before you file. Illustrative figures for a £38,000 year. Your real numbers will differ. Not a guarantee. You can also claim free at gov.uk.

CIS refunds in Durham

Durham is a small city with tight, protected streets, so the work leans towards refurbishment and university and hospital estates rather than big open sites. Plenty of subbies based here travel out to the bigger jobs on Tyneside and Teesside for the week.

The North East has one of the highest concentrations of CIS subcontractors in the country, with major commercial, housing and infrastructure work running across Tyneside, Wearside and Teesside. If you've worked sites here under CIS, there's a good chance tax has been over-withheld from your pay.

Construction accounts for around 86,000 jobs in the North East — about 7.0% of all jobs in the region.
If you've overpaid, there's a four-year time limit to claim it back — you can normally go back up to the last four tax years.

Other areas in the North East

Find your trade in Durham

Same calculator, same Durham: pick the trade that fits.

How it works

You stay in control the whole way: we do the digging and the paperwork, you file your own claim.

  1. 1

    Check your number

    Tell us what you usually get paid a month and see what you could be owed: free, in about a minute, no sign-up to see your estimate.

  2. 2

    Sign up free

    Like your number? Leave your details and we'll set you up. No card, no commitment. Checking your estimate is free, and you only pay if we prepare your return.

  3. 3

    Upload your statements

    Send us your bank statements and our AI will read every transaction to find the expenses you can claim. Both the AI review and a one-tap UK Open Banking connection are coming soon.

  4. 4

    Refund to your account

    You file your own claim and HMRC pays the refund straight into your account. We charge a fixed fee when we hand you the finished return, never a cut of your refund.

Questions, answered

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